How to remove yourself from LexisNexis
- LexisNexis Risk Solutions is the consumer-data side — not the legal-research product. It powers background checks, insurance underwriting, and risk scoring. Your data is in their system whether you know it or not.
- FCRA-protected. That means stronger rights than a typical broker: you can demand a full consumer disclosure, dispute errors, and place a free security freeze.
- Opt-out portal: consumer.risk.lexisnexis.com. Typical processing: 15 to 30 days depending on request type.
Two LexisNexis companies, one parent
People googling "remove from LexisNexis" usually hit confusing results because there are two distinct product lines under the LexisNexis brand:
- LexisNexis Legal & Professional. The legal-research database lawyers and law students use. Lexis Advance, Shepard's Citations. This product does not hold your personal consumer data.
- LexisNexis Risk Solutions. The consumer-data side. Powers tenant-screening reports, insurance underwriting, employment background checks, and identity-verification services. This is the side that has your data.
This guide covers the Risk Solutions side. Same parent (RELX Group), different product, different process.
Why LexisNexis Risk Solutions matters
Most consumers have never seen their LexisNexis report. They get pulled when:
- You apply for an apartment (tenant screening).
- You apply for insurance, especially auto or life (underwriting risk scores).
- An employer runs a background check.
- A bank or financial-services firm verifies your identity.
The report can include addresses going back decades, family relationships, court records, driving history, insurance claim history, and inferred risk scores. Errors are common. The FCRA gives you the right to see what they have and to dispute it.
The four things you can request
Unlike most data brokers, LexisNexis Risk Solutions gives you four legally distinct request types:
- Consumer disclosure report. A full copy of your file. Free once per year (more often if you've been adversely affected by a report). Lets you see exactly what underwriters and screeners see.
- Dispute. If your disclosure shows incorrect information, you can dispute and require LexisNexis to investigate within 30 days under FCRA §611. They must correct or remove inaccurate data.
- Security freeze. Blocks LexisNexis from releasing your report to third parties. Free under FCRA. Lift it temporarily when you legitimately need a report pulled (apartment application, etc.).
- CCPA / state privacy opt-out. Separate from the FCRA rights, applies to non-FCRA uses of your data (e.g., marketing). Available to California, Texas, Virginia, Colorado, and other state-privacy-law residents.
The step-by-step process
- Open the consumer portal. Go to consumer.risk.lexisnexis.com. Choose your request type from the menu.
- Verify identity. LexisNexis requires substantial verification — usually full name, current address, previous addresses, date of birth, and Social Security number. They use this to match against the right file. (This is required even for the free disclosure request.)
- Choose delivery. Disclosure reports are typically mailed (US postal) to your verified address — they will not email a full report for security reasons. Freezes and opt-outs are confirmed by email plus mailed letter.
- Wait. Disclosure: 15 business days. Freeze: 1 to 3 business days. Opt-out: up to 30 days.
- For disputes: review and challenge. If the disclosure shows errors, file a dispute via the same portal. LexisNexis must investigate within 30 days and either correct, remove, or provide a written statement of their findings.
The wholesalers (LexisNexis, Acxiom, Epsilon) are step one. The 100+ retail brokers are step two through 100. Delist runs them all.
Run my free exposure scan →What the LexisNexis opt-out covers (and doesn't)
Covers:
- Marketing data sold to third parties.
- Public-records information aggregated by LexisNexis.
- Identity-resolution services that match your data across customers' databases.
Does not cover (and cannot legally cover):
- FCRA-permitted uses. Tenant screening, insurance underwriting, employment background checks, and other FCRA-permitted uses continue regardless of marketing opt-out. The FREEZE blocks these; the marketing opt-out does not.
- Fraud-prevention products. Identity-verification and fraud-prevention services continue. The legal carve-outs for fraud detection are broad.
- Government uses. Law-enforcement and government-agency access continues under various federal and state authorities.
If you want to block tenant screening or insurance underwriting from pulling your report, use the security freeze. The opt-out is separate and addresses marketing only.
Tips for a successful LexisNexis request
Request the disclosure first, even if you plan to freeze. The disclosure tells you what's in the file before you lock it down. Many people find errors they want to dispute (wrong addresses, wrong family relationships, fraudulent activity attributed to them).
Include every previous address you can remember. LexisNexis files often go back 10 to 20 years. A current-address-only verification may miss legacy records.
Keep the confirmation letters. LexisNexis sends paper letters confirming each request. Save them — you may need them if you ever need to escalate to the CFPB or a state attorney general.
Recheck after a year. Marketing opt-outs typically last 5 years. Freezes are permanent until lifted. The disclosure is free annually — pull a fresh copy yearly to catch errors that crept in.